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What Damage Does Homeowners Insurance Cover?
Homeowners Insurance

What Damage Does Homeowners Insurance Cover?

Updated onAugust 13, 2022

A basic homeowners insurance policy, also called an HO-6, covers only specifically named perils. However, the most common type of homeowners policy is called an HO-3, which covers (nearly) all risks for your home itself while limiting coverage for your belongings to those caused by named perils. A peril can be thought of as a…

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